SME Consult

Unlock your SME’s potential with CAPSTONE’s SME Consult, offering outsourced CFO-level advice and tailored financial solutions for growth, profitability, and streamlined operations, enhancing finance management and business expansion.

Unlock the full potential of your SME with tailored financial expertise that drives growth and stability.

SMEs are the backbone of India’s GDP, and their success is crucial to the nation’s growth and prosperity. However, many SMEs struggle to access the financial expertise needed to create a sustainable growth model.

Can your business afford a fully-fledged finance team to compete with large enterprises and industry leaders? Can an SME owner always make the right financial decisions without access to best practices and tools?

With CAPSTONE’s SME Consult, you gain access to premium financial guidance and expert advice at a fraction of the cost of hiring a full finance team. We specialise in providing CFO-level advice on an outsourced basis, offering tailored solutions to SMEs that help them overcome financial roadblocks and create a clear path to success.

Our industry expertise allows us to guide your decision-making process, saving valuable time and money that would otherwise be spent on suboptimal financial choices. Whether you need support with working capital management, financial planning, or loan strategies, we ensure that your business has the tools and strategies to thrive.

SME Consult is designed to help SMEs develop sustainable financial plans, expand their businesses, increase profit margins, and arrange adequate finance while minimising borrowing costs. We also assist in monitoring working capital utilisation and ensure that businesses remain on a growth trajectory.

With CAPSTONE, SME owners can focus on growing their businesses. At the same time, we streamline and optimise their finances, providing comprehensive support in financial risk management, trade finance, and securing the necessary unsecured business loans to fuel expansion.

We have successfully helped our SME partners in:

Reducing Cash Conversion cycles by reducing debtor cycles and optimizing inventory management

Increasing Net margins by cost cutting in non-focus costs like packaging, logistics and warehousing

Appraisal of Expansion projects and undertaking Cost-Benefit analysis for the same to be able to decide if undertaking an expansion is profitable for the enterprise

Handing the existing and new banking relations of the enterprise to ensure best borrowing costs, sufficient working capital availability and smooth banking relationships

Growth in Sales by increasing marketing efforts and penetration into newer markets

Increasing Turnovers with existing capacities by working on manufacturing lead times

Expanding Customer base by offering better pricing and credit structures to customers without affecting the burden on the seller

Planning funding requirements in advance and subsequently raising additional finance to execute work orders

Approaching Investors for Equity related Transactions and compiling investor deck consisting of Projections, Portfolios, Projects and Plans.

Plan Shareholder’s personal finances to be able to create multiple income sources and individual Wealth Management independent of the company.

Our Services

Tailored Financial Solutions for MSMEs

We offer a wide range of financial services tailored to meet the needs of growing MSMEs. From working capital to project finance, we provide expert guidance and reliable support for every financial requirement.

Working Capital Facilities

Working capital is essential for any business. We help secure funds to maintain cash flow and support growth, offering collateral or collateral-free options under initiatives like CGTMSE and Start-Up India.

Project Finance

Expanding your business or projects requires specialized funding. We provide tailored solutions to set up facilities, grow operations, enter new markets, and expand your customer base.

Import and Export Finance

Entering global markets needs careful planning. Our import-export finance services simplify payments and reduce barriers for international success.

Bill Discounting and Trade Finance

Shorten your cash cycle with our bill discounting and trade finance solutions, turning receivables into cash to ensure smooth operations.

Bridge Funding

Businesses often face short-term financial gaps. Our bridge funding solutions offer quick, hassle-free loans to keep operations running smoothly.

Loan Against Properties

Leverage your property’s value for growth with our competitive loans against residential, commercial, industrial properties, land, and solar parks while retaining ownership.

Help

Frequently Asked Questions

SMEs face numerous financial challenges that can be difficult to handle on their own. A financial consultant helps with budgeting, managing cash flow, and securing funding. Their expert advice leads to smarter financial decisions and smoother business operations.

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