SME Consult
Unlock your SME’s potential with CAPSTONE’s SME Consult, offering outsourced CFO-level advice and tailored financial solutions for growth, profitability, and streamlined operations, enhancing finance management and business expansion.

Unlock the full potential of your SME with tailored financial expertise that drives growth and stability.
SMEs are the backbone of India’s GDP, and their success is crucial to the nation’s growth and prosperity. However, many SMEs struggle to access the financial expertise needed to create a sustainable growth model.
Can your business afford a fully-fledged finance team to compete with large enterprises and industry leaders? Can an SME owner always make the right financial decisions without access to best practices and tools?
With CAPSTONE’s SME Consult, you gain access to premium financial guidance and expert advice at a fraction of the cost of hiring a full finance team. We specialise in providing CFO-level advice on an outsourced basis, offering tailored solutions to SMEs that help them overcome financial roadblocks and create a clear path to success.
Our industry expertise allows us to guide your decision-making process, saving valuable time and money that would otherwise be spent on suboptimal financial choices. Whether you need support with working capital management, financial planning, or loan strategies, we ensure that your business has the tools and strategies to thrive.
SME Consult is designed to help SMEs develop sustainable financial plans, expand their businesses, increase profit margins, and arrange adequate finance while minimising borrowing costs. We also assist in monitoring working capital utilisation and ensure that businesses remain on a growth trajectory.
With CAPSTONE, SME owners can focus on growing their businesses. At the same time, we streamline and optimise their finances, providing comprehensive support in financial risk management, trade finance, and securing the necessary unsecured business loans to fuel expansion.
We have successfully helped our SME partners in:
Reducing Cash Conversion cycles by reducing debtor cycles and optimizing inventory management
Increasing Net margins by cost cutting in non-focus costs like packaging, logistics and warehousing
Appraisal of Expansion projects and undertaking Cost-Benefit analysis for the same to be able to decide if undertaking an expansion is profitable for the enterprise
Handing the existing and new banking relations of the enterprise to ensure best borrowing costs, sufficient working capital availability and smooth banking relationships
Growth in Sales by increasing marketing efforts and penetration into newer markets

Increasing Turnovers with existing capacities by working on manufacturing lead times
Expanding Customer base by offering better pricing and credit structures to customers without affecting the burden on the seller
Planning funding requirements in advance and subsequently raising additional finance to execute work orders
Approaching Investors for Equity related Transactions and compiling investor deck consisting of Projections, Portfolios, Projects and Plans.
Plan Shareholder’s personal finances to be able to create multiple income sources and individual Wealth Management independent of the company.

Our Services
Tailored Financial Solutions for MSMEs
We offer a wide range of financial services tailored to meet the needs of growing MSMEs. From working capital to project finance, we provide expert guidance and reliable support for every financial requirement.
Working Capital Facilities
Working capital is essential for any business. We help secure funds to maintain cash flow and support growth, offering collateral or collateral-free options under initiatives like CGTMSE and Start-Up India.
Project Finance
Expanding your business or projects requires specialized funding. We provide tailored solutions to set up facilities, grow operations, enter new markets, and expand your customer base.
Import and Export Finance
Entering global markets needs careful planning. Our import-export finance services simplify payments and reduce barriers for international success.
Bill Discounting and Trade Finance
Shorten your cash cycle with our bill discounting and trade finance solutions, turning receivables into cash to ensure smooth operations.
Bridge Funding
Businesses often face short-term financial gaps. Our bridge funding solutions offer quick, hassle-free loans to keep operations running smoothly.
Loan Against Properties
Leverage your property’s value for growth with our competitive loans against residential, commercial, industrial properties, land, and solar parks while retaining ownership.
Help
Frequently Asked Questions
SMEs face numerous financial challenges that can be difficult to handle on their own. A financial consultant helps with budgeting, managing cash flow, and securing funding. Their expert advice leads to smarter financial decisions and smoother business operations.
A certified financial consultant offers tailored advice on managing finances. They identify problem areas, suggest practical solutions, and help businesses stay on track. This expert support reduces stress and increases efficiency in business operations.
SMEs often have limited resources and lack dedicated teams for finance or strategy, making decision-making more challenging. A financial consultant provides insights, data-driven strategies, and forecasting to simplify tough decisions.
Finding a good consultant can be challenging, but it’s worth the effort. Look for someone experienced and reliable. A trusted consultant offers tailored advice that aligns with your business needs and creates long-term value.
Consulting services streamline operations, reduce costs, and boost profits. A financial consultant identifies opportunities, solves challenges, and supports better decision-making. With expert consulting services, businesses can unlock their full potential.