Working capital Facilities
Capstone customizes working capital solutions for SMEs, leveraging relationships with banks to optimize finance costs, facilitate takeovers, and maximize funding using collateral for various fund and non-fund-based products.
Tailored Working Capital Solutions for Businesses
Working Capital Facilities form the backbone of the Debt Financial Structure of an SME. Working capital products have evolved over the years.
These facilities encompass a range of fund-based and non-fund-based products, such as cash credit, overdrafts, term loans, packing credit, letters of credit, and bank guarantees.
At Capstone, we help you understand your working capital needs. We handhold your company in its projections. We help you understand your Optimal Needs and CUSTOMIZE the ideal Facilities.
Our relationship with Banks allows us to optimise your current banking products by bringing down your Finance Costs. We also facilitate Takeovers of your existing limits to ideal bankers depending on your Financial Projections and requirements.
We help you Leverage your Collateral to get the maximum funding against it. Structured to optimise cash flow, working capital facilities often leverage current assets like inventory and receivables as collateral. Collateral limitations pose the biggest hurdles in the growth of SMEs.
We deal in the arrangement of all Fund based and Non-Fund Working Capital Products:
- Cash Credits
- Cash Credits
- Term Loans
- Packing Credit (INR and FC)
- Buyer’s Credit (Foreign Currency)
- External Commercial Borrowings in Foreign Currencies
- Letters of Credit (Sight and Usance)
- All forms of Bank Guarantees
At CAPSTONE, we understand the borrower’s business. We understand the Opportunities and help Mitigate the Risks. We understand that Excel sheets do not explain a business and its potential.
We have secured Working Capital Facilities from leading Nationalized Banks, Private Banks as well as Co-operative Banks. Our team collaborates closely with customers to help them choose the best lenders, fostering strong and lasting banking relationships.
Talk to us and understand how we can help you and your business grow.
